Floods are disastrous events that can have devastating consequences on you, your family, and your property. Texas has been significantly impacted due to several hurricanes over the last few years, including Patricia in 2015, Newton in 2016, and Harvey in 2017. As a result, there were major areas with unexpected flood damage, so when an alert goes out, make sure you evacuate if told to do so. You could be trapped for days in your home without food or clean water. Insurance, particularly flood insurance, is there to help you after your home is ravaged by water damage.

What is Flood Insurance?

Flood insurance was developed to help those in need with repairs and damage to their home where homeowners insurance did not cover the damage. The National Flood Insurance Program was established to protect businesses, homeowners, and renters from the results of damages that can occur due to a flood. In Houston, TX, the agents at Memorial Insurance Agency can work with you to get a flood insurance policy to protect your home.

Who Needs Flood Insurance?

If you have homeowners insurance, you should glance over the policy. Homeowners policies typically do not cover certain types of water damage due to floods. Even if you don’t live in a flood zone, you should consider establishing a flood insurance policy. If you are renting an apartment or home, your renter’s insurance will possibly cover damage due to a leak or burst pipe, but it usually only covers damage to your possessions as a result of vandalism, theft, or fire.

How to Get Flood Insurance?

The only way to purchase flood insurance is through an insurance agent like the ones serving the Houston, TX area at Memorial Insurance Agency. Once you contact us, we will start the process to get your home protected today.