Does Flood Insurance Cover Damage From Public Sewer Lines?

Having the right insurance can help you prevent losses from a variety of events such as floods. However, sometimes events can happen that are not natural and can even be caused by flooding from public entities such as city water and sewer services. Does your flood insurance cover these types of events?

Flood Insurance Coverage

If you are the victim of a flooding event as a result of faulty public works, or city infrastructure or sewer lines, you will likely be covered by your home owner’s insurance rather than your flood insurance. If you would like more information about what events flood insurance and home insurance cover, speak with a knowledgeable insurance agent who can answer your questions and help you protect yourself from the possibility of loss as a result of public sewer and water or other public entities. 

Choosing The Right Insurance Agency

Not all insurance agencies are the same. The agents of the company, along with their experience, can make a big difference in the protection and coverage you receive. A seasoned agent can work with you to discover your personal needs and recommend products that will offer you the highest level of protection from unexpected incidents that can cause significant home and property damage. If you are a resident in or around the Houston, TX area, you can count on Memorial Insurance Agency to guide you through the policy purchasing experience and help with any claims you may have in the future. 

Get the facts about your home insurance and flood insurance coverage. If you are a resident of Houston, TX or the surrounding area, you owe it to yourself to contact Memorial Insurance Agency for more details. We will provide you with peace of mind only the right type of insurance can offer. Call or stop by the office today.