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Memorial Insurance Agency

13624 Memorial Dr, Houston, TX 77079

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Renters Insurance in Texas

Anyone who has bought insurance in the state of Texas, for any purpose, knows they need to have an accurate idea as to the amount of insurance coverage they will need. If you plan to rent some cool digs in and around Houston, TX, you should consider purchasing renter's insurance. The process begins by determining how much insurance coverage you will need:

  • Assess the value of your personal belongings
  • Determine your risk aversion with regards to:
  • Potential liability issues (a guest falls in your home)
  • Potential medical claims (your guest sustains a significant injury)
  • Loss of use of the property (reimbursement for hotels for a covered event)

What is Covered by Renter's Insurance?

  • Personal Property Coverage
  • Loss of Use of the Property Coverage
  • Personal Liability Coverage
  • Medical Payments Coverage

These coverage areas can each be modified to meet your needs. If your landlord has a policy, it will not cover the belongings in your house or liability should a guest be injured in your home. Your landlord may require you to obtain renter's insurance through your leasing agreement.

The Memorial Insurance Agency assists renters in and around the Houston, TX area with new renters' policies or even those renewing another insurance policy elsewhere in the state of Texas. If you want to get a jump start to save some time, please follow these simple steps to begin to determine the coverage needed.

  • Pick-up your favorite video device, i.e., a camera or phone & scan the apartment
  • Itemize your big-ticket items and write down the approximate cost of each
  • Estimate the value of your clothing

For additional information, contact the professionals at Memorial Insurance Agency or give us a call at (713-461-8272). We can work with you to teach you more about what renters insurance can do for you and how important it is to obtain. Reach out to our agents to learn how to get started.

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