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The state of Texas is a wonderful place to explore in a recreational vehicle (RV). However, like any other motor vehicle, an RV must be covered by the appropriate level of insurance to ensure the owner’s safety and the safety of others on the road.
There are various types and sizes of RVs, and they are often customized to fit the travel needs of the owners. They can range from small campers easily towed behind a car to the largest Class A RVs which can be the size of a charter bus. When purchasing insurance for your RV, it is vital to know how big it is and to tell your insurance agent if you only use it occasionally for travel or if you live in the RV permanently.
Their insurance agents can explain the different levels of coverage available for your RV and the ways you use it. Liability insurance will have to meet or go above the minimum average vehicle liability coverage. There is also collision coverage to help if the RV is damaged in an accident. If you want your RV covered from damages like storms, then you will need comprehensive coverage.
The contents of your RV are essential as well, and if you want your possessions covered, then you will need to ask the agent about contents insurance which protects belongings inside the RV. You should also discuss with one of our agents whether you plan to travel outside the state of Texas or even outside of the country. There are coverage options to protect you during those travels as well. If your RV breaks down, there is also available roadside assistance that can be added to a policy.
Contact Memorial Insurance Agency in Houston, TX to get a quote for your particular RV insurance needs. We can work with you to explain the benefits of RV insurance and help you through the insurance process.